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The team explained everything clearly and helped me find the right coverage for my family. Highly recommend.
Jemma Statovic
August 2024
Great experience! Affordable rates and excellent customer service. I feel confident knowing my loved ones are protected.
Henry Gallagher
May 2025
Very professional and responsive. They answered all my questions and made getting life insurance stress-free.
Samantha Kirzowoski
February 2025
The best no-exam life insurance
FAQs
Life insurance provides financial protection for your loved ones in the event of your passing. It ensures your family can cover expenses such as mortgage payments, debts, daily living costs, or future needs like education.
Coverage depends on your personal situation—income, debts, lifestyle, and long-term goals. A common rule is 10–15 times your annual income, but an agent can help calculate the right amount for your family.
Term Life: Coverage for a set period (10, 20, or 30 years). Lower cost, but no cash value.
Whole Life: Lifetime coverage with fixed premiums and a cash value component you can borrow against.
Costs vary based on age, health, lifestyle, and type of policy. In general, the younger and healthier you are, the lower the premium. Many people are surprised at how affordable basic coverage can be.
Yes. While health affects pricing, many insurers offer policies for people with pre-existing conditions. Some policies don’t even require a medical exam, though coverage may be limited.